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Insurance for Architects & Engineers

When you’re providing design or consulting professional services as an architect or engineer (design professional), you need the right insurance to cover damages from potential errors to protect the assets of your firm. Lockton Professional works with top “A”-rated carriers to offer your firm the most comprehensive Professional Insurance program coverage available on the market at competitive prices, along with the level of service you deserve.

We have you covered

No matter the services you perform or where in the U.S. you are located, Lockton Professional can provide custom insurance and risk management solutions designed exclusively for you and your firm. We cover all “primary” classes of architects and engineers, and more specialized areas including:

  • Construction Managers – Agency and At Risk
  • Construction material testing labs
  • Expert Witness
  • Interior Designer
  • General and Design Build Contractors
  • Software/Hardware
  • Soil/Geotechnical Engineering
  • Structural Engineer
  • Technical Consultants
  • Naval Architect and Marine Engineer/Surveyor
  • Many other specialties

Our 360° comprehensive program coverage includes:

  • Professional Liability (Errors & Omissions and Malpractice) Insurance
  • Business Owners Policy
  • Workers’ Compensation
  • Cyber Liability
  • Employment Practices Liability

Coverage highlights:

  • Numerous policy limits and deductible options
  • Disciplinary proceedings reimbursement extension
  • Reputation management reimbursement extension
  • Broad definition of insured—includes insured’s joint ventures
  • Automatic 60-day coverage for acquired entities
  • Blanket waiver of subrogation provision for clients of the insured, as required by contract
  • Automatic excess and difference in conditions coverage (DIC) for separately insured projects
  • Worldwide coverage territory—right and duty to defend
  • Mutual selection of defense counsel
  • Innocent insured extension
  • Contractor’s pollution liability extension

Technology Risk Coverage:

  • Electronic transfer of data functions
  • Copyright infringement
  • Web hosting functions
  • Privacy liability
  • Reputation management reimbursement
  • Breach Response coverage
    • Legal services
    • Computer forensic services
    • Notification services including foreign notification where available
    • Call center services
    • Breach resolution and mitigation services

Risk Management:

  • Contract reviews
  • Live quarterly web-based seminars
  • “A&E” Reporter newsletters
  • Dedicated web portal exclusively for policyholders with videos, on-demand webinars and more
  • CE credits available for applicable firms

Going the extra mile

Lockton Professional understands the importance of service, and makes it easy to not only get the coverage you need, but to make sure you get the service you deserve.

Part of our dedication to service is making sure your company gets the maximum benefit from your insurance coverage, and we are pleased to offer risk management including:

  • Contract Review Services
  • Pre- claims assistance
  • Much more…

We work with you to choose the policy options that will help lower your premiums while maintaining a superior level of coverage. Contact one of our experienced consultants today for more information or download an application for Architect & Engineers Professional Liability Insurance to apply now. If you already have a completed renewal application you can forward to us for review and consideration at professional@locktonaffinty.com